There is something truly comforting about a hearty dish that warms the soul and reminds us of home cooking. The Cheesy Loaded Meatloaf Casserole is just that—a delightful blend of flavors and textures that offers the perfect balance of richness and comfort. In every bite, you can taste the nostalgia of family meals shared around the table. This dish is an absolute must-try for anyone looking to create a cozy, heartwarming meal that pleases both young and old alike.
At the core of this dish are simple yet satisfying ingredients: 1 lb ground beef, 1/2 cup breadcrumbs, 1 large egg, and 1/4 cup each of milk and finely chopped onion. Coupled with seasonings like 1 tsp garlic powder, 1 tsp salt, and 1/2 tsp black pepper, and enriched with 1 tbsp Worcestershire sauce, the flavors meld together beautifully. Half a cup of ketchup adds a touch of sweetness, while 2 cups of prepared mashed potatoes—whether homemade or store-bought—create a creamy topping. To bring everything together, we sprinkle 1 cup of shredded cheddar cheese and crumble 4 slices of cooked bacon on top, finishing off with a touch of green onions or chives for a pop of freshness.
The method to prepare this casserole is straightforward: start by preheating the oven to 375°F and greasing your baking dish. Combine the ingredients for the meatloaf base, bake it until cooked through, then layer on the mashed potatoes, cheese, and bacon before baking once more. This ease of preparation makes it ideal for busy weeknights or whenever you need a comforting meal without extensive effort.
This casserole is perfect for chilly nights when you want something warm and inviting, or for potlucks where it will surely impress guests. It checks all the boxes for being delicious, satisfying, and simple to prepare—all elements that resonate beautifully with home cooks, especially those who cherish family traditions.
Why You’ll Love This Cheesy Loaded Meatloaf Casserole
- Comfort Food at Its Best: This dish brings together beloved ingredients that create a cozy feeling with every bite.
- Simple Ingredients: You likely have most of the ingredients on hand, making this a convenient meal option.
- Family-Friendly: With its cheesy goodness and savory flavors, it’s a hit with kids and adults alike.
- Make-Ahead Friendly: You can easily prepare it in advance, letting you enjoy more time with family or guests.
- Versatile: Customize with your favorite toppings or sides to create a meal everyone will love.
Ground Beef Tips
When selecting ground beef for this casserole, look for a blend with about 80% lean meat. This allows for a juicy texture without being too greasy. Fresh ground beef will give the best flavor, but if you’re pressed for time, pre-packaged options work wonderfully. Don’t forget to check the expiration date, and look for a nice, bright red color. This ensures you are using high-quality beef that will enhance the overall taste of your dish.
Options for Substitutions
- Ground Turkey or Chicken: Use ground turkey or chicken for a leaner protein option.
- Gluten-Free Breadcrumbs: Substitute breadcrumbs with gluten-free options to make this casserole suitable for those avoiding gluten.
- Vegetarian Option: Replace meat with lentils or a meat alternative for a vegetarian version.
- Plant-Based Milk: Use almond or coconut milk instead of cow’s milk for a dairy-free adaptation.
- Other Cheeses: Swap out cheddar for mozzarella or a sharp gouda for a unique flavor twist.
- Different Vegetables: Incorporate finely chopped bell peppers or mushrooms into the meatloaf mix for added nutrients.
Watch Out for These Mistakes
One common pitfall is undercooking the meatloaf base. To ensure it is fully cooked, confirm there are no pink spots in the meat before layering the mashed potatoes. Additionally, if you skip the greasing step for the baking dish, the casserole may stick, making it difficult to serve.
Another issue can arise from piling on too many toppings. While it may be tempting to overdo it on cheese or bacon, too much can lead to a greasy dish that overwhelms the other flavors. Be sure to balance your toppings.
Lastly, avoid rushing the cooling process after baking. If you slice the casserole too soon, it might fall apart. Allow it to rest for a few minutes after it’s out of the oven, ensuring those beautiful layers hold together nicely.
What to Serve With Cheesy Loaded Meatloaf Casserole?
To complement this rich casserole, consider serving a fresh garden salad to add some crunch and brightness to your meal. Steamed green beans or roasted broccoli also pair wonderfully, offering a nutritious balance. For those who enjoy bread, a crusty loaf or some garlic bread can be a delightful addition to soak up any extra sauce.
Storage Instructions
Store: Leftovers can be stored in the refrigerator for up to 3-4 days in an airtight container.
Freeze: To preserve the casserole longer, freeze it for up to 3 months. Be sure to wrap it tightly to prevent freezer burn.
Reheat: For stovetop reheating, warm individual portions in a skillet over low heat, adding a splash of milk to keep it moist. In the microwave, reheat on medium power for 1-2 minutes or until heated through.
Recipe Info
Preparation Time: 15 minutes
Cooking Time: 35-40 minutes
Total Time: 50-55 minutes
Level of Difficulty: Easy
Servings: 4-6
Estimated Nutrition
Estimated nutrition for the whole recipe (without optional ingredients):
Calories: 1,400 – 1,600
Protein: 90 – 100 grams
Fat: 80 – 100 grams
Carbohydrates: 100 – 130 grams
Ingredients
- 1 lb ground beef
- 1/2 cup breadcrumbs
- 1 large egg
- 1/4 cup milk
- 1/4 cup finely chopped onion
- 1 tsp garlic powder
- 1 tsp salt
- 1/2 tsp black pepper
- 1 tbsp Worcestershire sauce
- 1/2 cup ketchup (divided)
- 2 cups prepared mashed potatoes (homemade or store-bought)
- 1 cup shredded cheddar cheese
- 4 slices cooked bacon, crumbled
- 2 tbsp chopped green onions or chives (optional)
Step-by-Step Instructions
Step 1: Preheat Oven and Prep Pan
Start by preheating your oven to 375°F (190°C). Grease a 9×9-inch baking dish or an 8×8-inch dish for a thicker casserole. This will help the casserole to easily slide out when it’s time for serving.
Step 2: Make the Meatloaf Base
In a large mixing bowl, combine the ground beef, breadcrumbs, egg, milk, chopped onion, garlic powder, salt, pepper, Worcestershire sauce, and half of the ketchup. Mix thoroughly until everything is well combined, ensuring that all ingredients are distributed evenly.
Step 3: Form and Bake the Meatloaf Base
Press the meat mixture evenly into the prepared baking dish, spreading it out to cover the entire bottom. Once it’s evenly spread, top with the remaining ketchup. Bake this layer in the preheated oven for 20-25 minutes, or until the meat is cooked through and no longer pink in the center.
Step 4: Add the Topping
After the meat has cooked, carefully spread the prepared mashed potatoes evenly over the top of the meatloaf layer. Be gentle to keep the layers distinct. Sprinkle the shredded cheese generously on top, followed by the crumbled bacon for added flavor and texture.
Step 5: Bake Again
Return the casserole to the oven, and bake for an additional 10-15 minutes. You’ll know it’s ready when the cheese is melted and bubbly, creating a delicious golden crust on top.
Step 6: Garnish and Serve
Once out of the oven, remove your casserole and sprinkle with green onions or chives if you desire. Let it cool slightly before slicing to serve. Enjoy the warmth and comfort of this dish with your loved ones.

In conclusion, the Cheesy Loaded Meatloaf Casserole is an irresistible blend of familiar ingredients that result in a delightful, hearty meal. I encourage you to try this recipe for your next family dinner or casual gathering. Don’t forget to share your experiences and explore more comforting recipes on the blog. Happy cooking!
Frequently Asked Questions
Can I make this casserole ahead of time?
Yes, you can prepare it a day in advance. Just assemble the layers, cover, and store it in the refrigerator. When you’re ready to cook, simply bake it directly from the fridge, adding a few extra minutes to the cooking time.
Is this recipe suitable for freezing?
Absolutely! You can freeze the entire casserole either before or after baking. If freezing before baking, ensure it’s tightly covered and use it within three months.
What can I do if my meatloaf is too dry?
If your meatloaf turns out dry, consider adding more moisture next time, like extra milk or even some grated vegetables like zucchini. You can also serve it with extra ketchup or a savory gravy to enhance the flavor and moisture.
Print
Cheesy Loaded Meatloaf Casserole
- Prep Time: 15 minutes
- Cook Time: 40 minutes
- Total Time: 55 minutes
- Yield: 4-6 servings 1x
- Category: Main Course
- Method: Baking
- Cuisine: American
- Diet: Non-Vegetarian
Description
A delightful blend of flavors and textures, this casserole combines ground beef, savory seasonings, creamy mashed potatoes, and melted cheddar cheese for a comforting meal.
Ingredients
- 1 lb ground beef
- 1/2 cup breadcrumbs
- 1 large egg
- 1/4 cup milk
- 1/4 cup finely chopped onion
- 1 tsp garlic powder
- 1 tsp salt
- 1/2 tsp black pepper
- 1 tbsp Worcestershire sauce
- 1/2 cup ketchup (divided)
- 2 cups prepared mashed potatoes
- 1 cup shredded cheddar cheese
- 4 slices cooked bacon, crumbled
- 2 tbsp chopped green onions or chives (optional)
Instructions
- Preheat your oven to 375°F (190°C) and grease a 9×9-inch baking dish.
- In a large bowl, combine ground beef, breadcrumbs, egg, milk, chopped onion, garlic powder, salt, pepper, Worcestershire sauce, and half the ketchup.
- Spread the meat mixture evenly in the baking dish and top with remaining ketchup. Bake for 20-25 minutes until cooked through.
- Spread prepared mashed potatoes over the cooked meatloaf layer, then sprinkle cheese and crumbled bacon on top.
- Return to the oven and bake for an additional 10-15 minutes until cheese is melted and bubbly.
- Garnish with green onions or chives, let cool slightly, slice, and serve.
Notes
Great for meal prep or potlucks, and can be customized with various toppings.
Nutrition
- Serving Size: 1 serving
- Calories: 400
- Sugar: 6g
- Sodium: 700mg
- Fat: 25g
- Saturated Fat: 10g
- Unsaturated Fat: 10g
- Trans Fat: 1g
- Carbohydrates: 30g
- Fiber: 2g
- Protein: 25g
- Cholesterol: 100mg
